PhonePe App India’s Payments App

PhonePe Wallet is a secure digital wallet that lets you pay for friends, pay bills, phone recharge, pay for merchants, with the click of a button. PhonePe app is called India’s first UPI app. It is first launched by two ex flipkart employees Sameer Nigam and Rahul Chari as a semi-closed mobile wallet. In March 2016 , flipkart bought this app from them. Then in August 2016 flipkart launched it as a mobile wallet cum UPI app.

Features of PhonePe App

• Recharge mobile, datacard and DTH
• Request money from contacts and VPAs
• Request money from contacts and VPAs
• Send money to contacts, VPAs and bank accounts
• Pay electricity, landline, broadband and gas bills
• Pay to persons or at stores having PhonePe app installed
• Buy Digital Gold through Phonepe. You can also take delivery.

Some more UPI specific features are also there such as balance enquiry, set MPIN, change MPIN and reset MPIN.

The phonepe is not just the UPI app but also the mobile wallet. You can also use it to pay your bills, recharge and insurance premiums. In addition, you can send money to any other phonepe wallet using QR code. All these transactions can be done using the UPI as well as the use of debit and credit cards.

What do you have to do to use PhonePe?

• Have Internet Connection
• You must have your ATM Card.
• Your mobile number must be registered in the bank.
• You must have an account in any bank.
• PhonePe UPI App should be.


PhoneP provides two layers of security to its users. The first layer is a mobile number and the second is MPIN. When you first install the phone and use it, it authenticates your mobile number. This tells you to set your MPIN when not already set. If you change your mobile phone, you will not be able to use the phone. It also goes for mobile number. If you delete your registered SIM card, the app will stop working. This works only when your registered SIM card is inserted in your certified mobile phone.

you can not do any transaction without MPIN. So, if you lose your mobile phone, do not worry. You are safe because every transaction requires MPIN and only you know your MPIN. Keep in mind, do not ever disclose your MPIN to any person to protect your account.

Download PhonePe App

The Phonepe App is available at google playstore. You can directly search Phonepe App to get the download link. The company is promoting it heavily thus you can see the Phonepe ad once you search for a UPI app.

(DOWNLOAD) For Android

Bharat Interface For Money (BHIM) App (READ THIS)

Syed MD Anas

Hey Guys, Welcome to our Gadgets Review blog “FLAMTACH“. This is Syed MD Anas a professional Blogger, Youtuber & Digital Marketer. I love doing work which makes me happy, that’s why I love blogging and Youtubing. You will love exploring Gadgets & smartphone reviews on our blog.

2 thoughts on “PhonePe App India’s Payments App

  • May 18, 2018 at 8:17 am

    can you write a personal review on phone pe user experience? like transactional time, interface simplicity etc? then i’d switch from paytm

    • May 18, 2018 at 9:44 am

      We used this app before and reviewed what we had experienced, then we shared with you. So I do not think it is necessary to rewrite this article.


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